Articles | Advise Financial

Articles, Press Releases, and Media Mentions

In this section you will find articles where we have had the honor of participating either as Advise Financial or through mentions made by our CEO, Alonso Rodríguez Segarra CFP(R) Hourly Financial Planner.

‘Where should I go from here?’ I’m 68 and retired with my home and car paid off. But I only have $170K in savings. Now what?

MARKETWATCH

‘Will we be okay?’ We are in our 50s with nearly $3M saved, no debt and $50K annual spending. But we avoid the stock market completely.

MARKETWATCH

‘We now realize what a horrible mistake this was.’ Almost 10 years ago, we bought three $100K annuities that guaranteed 5%. Now we want out. What’s the move?

MARKETWATCH

Who do people like me turn to?' I am 70 with absolutely no emergency or retirement savings. So now what?

MORNINGSTAR

I’m 63, retired and getting $45,000 per year. But I only have about $200,000 in my IRA and still have a mortgage. What’s my move?

MARKETWATCH

‘I can feel myself getting older as I type this.’ I’m 68 and ready to retire. I have $55K in savings but my pensions are underfunded. What now?

MARKETWATCH

Cheapest Life Insurance Companies for Seniors in April 2024

MONEYGEEK

Finding Affordable Life Insurance for Seniors

MONEYGEEK

At 70, I’ve been retired for 7 years with an $80K annual retirement income. I have $200K in CDs, but they’re coming due. What’s my move?

MARKETWATCH

Here’s exactly what financial advisers tell their wealthiest clients — that you might not be hearing

MARKETWATCH

‘I am trying to make it work now.’ I’m nearly 40 and living in Florida. I didn’t start saving for retirement until later in life, but now have $50K. Who can help?

MARKETWATCH

Don’t make these 6 money mistakes in a changing-rate environment, say 6 financial advisers

MARKETWATCH

I’m 63 and married with 3 grown children. I’m planning to retire soon, in great health and weighing a $200K whole life insurance policy. What’s my move?

MARKETWATCH

‘I live relatively frugally.’ I don’t have a huge income, and my IRA was ‘greatly diminished’ from a divorce 10 years ago. But I do have a few million in equity. What’s my move now?

MARKETWATCH

‘I will be dead before this matures.’ I had $100K in a checking account that I asked a financial planner to invest safely. Here’s what happened next …

MARKETWATCH

My adviser died, so I moved $250K to a new one – it grew to over $1M. He promised us a ‘better fee’ of 0.8%. But these are all the things he doesn’t do for that fee

MARKETWATCH

I’m 54 and can retire in 2 years with a $6,000-a-month pension and $800,000 in my 401(k). I want to move to Florida. Who can help?

MARKETWATCH

What if I ‘blow it all in the last inning’? I’m deep into retirement, living off my assets, but worried about decline. Where do I turn?

MARKETWATCH

My financial adviser put me in a ‘10-year double guarantee’ investment. It’s been 10 years, my money hasn’t doubled – and he doesn’t have an answer. What now?

MARKETWATCH

‘I need financial help.’ I’m 53 with a $150K CD paying 5.02%. But it will expire in 2 months. Now what?

MARKETWATCH

The No. 1 money move to make now if you’re worried about a recession, according to 6 financial pros

MARKETWATCH

I’m 78 and an investment rep put me in a 10-year annuity ‘without clearly informing me’ about what was going on. I’ll have to pay $26K if I withdraw early. Now what?

MARKETWATCH

‘I couldn’t sleep last night.’ I’m 58 with $620,000 in my 401(k) and a $1.7M house — but live in California. What’s my move? Should I hire a pro?

MARKETWATCH

‘I will be dead before this matures.’ I had $100K in a checking account that I asked a financial planner to invest safely. Here’s what happened next

MARKETWATCH

‘It’s a chance to make a difference in my life.’ I live below the poverty line, but am about to be gifted some money. Now what?

MARKETWATCH

I inherited money, but my dad’s adviser is charging me 1.5% on $500K. Am I getting ripped off?

MARKETWATCH

What if I ‘blow it all in the last inning’? I’m deep into retirement, living off my assets, but worried about decline. Where do I turn?

MARKETWATCH

The No. 1 money move to make before interest rates drop, according to 10 financial advisers

MARKETWATCH

My adviser charges me $1,500 per year, plus 1% per trade. Am I being ripped off?

MARKETWATCH

We’re ready to ditch Florida for South Carolina. After buying a house, we’ll have $265K left over, and we earn $1.6K a month. Who can help us figure this out?

MARKETWATCH

At 73, after losing on options but making a ton from Apple, I asked my adviser to sell everything. He didn’t, and my balance dropped by $1M. What now?

MARKETWATCH

My financial adviser keeps 10% of my portfolio in stocks marked as ‘underperforming.’ What is his problem? Should I get a new adviser?

MARKETWATCH

Life Insurance vs. Roth IRA: Which One Is Better for Retirement?

MONEYGEEK

We invested $500K with a financial planner, most of it in bonds, but some in structured notes that are generating 8-10%. Are we doing it right?

MARKETWATCH

At 73, after losing on options but making a ton from Apple, I asked my adviser to sell everything. He didn’t, and my balance dropped by $1M. What now?

MARKETWATCH

How Long It Takes to Get a Life Insurance Payout

MONEYGEEK

I have $190K in stock, $374K in IRAs and $90K in company stock, plus I’ll get a pension in 2027. I want to retire ‘as early as possible.’ What’s my move?

MARKETWATCH

‘I don’t know what to do.’ I’m 61, debt free and have $800K in my 401(k) – but I’m ready to retire. Who can help?

MARKETWATCH

I’m 78 and an investment rep put me in a 10-year annuity ‘without clearly informing me’ about what was going on. I’ll have to pay $26K if I withdraw early. Now what?

MARKETWATCH

‘I could be making a huge mistake.’ I’m 57 with $4M in property that is my only form of income. I have no savings or money to improve them, so I think I want to sell.

MARKETWATCH

My husband and I are semi-retired. We want to maintain our lifestyle until we’re hopefully 100 — yet have ‘little money’ put away. Now what?

MARKETWATCH

My dad is 60, makes $3K a month, but lives in an expensive city. Despite that, he’s saved $100K. He wants to retire soon, but can he? Who can help here?

MARKETWATCH

Are you still paying your financial adviser 1%? 8 secrets to paying less, and still getting great service

MARKETWACH

I have $700K invested with my adviser. She says her advice will be right eventually, yet 60% of her trades have lost money within 1 year. How often should an adviser be right?

MARKETWATCH

I’m 39, have $200K in my 401(k) and max it out, and invest $7,800 a year in stocks. I also own a few properties. Am I on pace for a good retirement or should a pro help?

MARKETWATCH

‘I no longer trust him.’ I live in California and my adviser sold my stock without consulting me first. Now what?

MARKETWATCH

‘I don’t want to leave money on the table come retirement.’ Is that 1% fee to my financial adviser really worth it?

MARKETWATCH

‘I should be way ahead of this.’ I’m 69 and have been faithfully putting $500 a month into a Roth IRA, but only have $34,000 saved. Who can help me?

MARKETWATCH

Is Life Insurance Worth It?

MONEYGEEK

How to Use Life Insurance as an Investment

MONEYGEEK

My wife and I are 41, live in Florida and make over $200,000 a year – but we’ve never had a financial adviser. Where do we start?

MARKETWATCH

‘I should be way ahead of this.’ I’m 69 and have been faithfully putting $500 a month into a Roth IRA, but only have $34,000 saved. Who can help me?

MARKETWATCH

My adviser put me in 100% bonds in August. It was ‘ill-timed’ and I’m still down. What’s my move?

MARKETWATCH

I trusted my adviser, giving him $375,000 to invest. But he lost $80,000 and charged me 1.5% to do it. What’s my move?

MARKETWATCH

My wife and I invested $700,000 at the end of 2021 — but after 2 years, we were down $35,000 and still haven’t seen gains. What’s our move?

MARKETWATCH

We’re retired and have had our financial adviser for years, but ‘we don’t even know how his compensation is handled.’ How do we find this out?

MARKETWATCH

We’re in our 70s in Boca Raton with a net worth of about $2 million – and rental properties, Social Security and an annuity. What’s next for us?

MARKETWATCH

I invested a little over $250,000 with my financial adviser, who is charging me 1.15%. Is he ripping me off?

MARKETWATCH

I retired 6 years ago and hired a financial adviser. He recommended annuities, but they only yield about 2%. Now what?

MARKETWATCH

My wife and I are 66, and our adviser has us in 94% equities. We’re thinking about more secure investments, but he says to stay the course. What gives?

MARKETWATCH

I have multiple IRA accounts and I want to retire soon, what type of advisor should I look for?

MARKETWATCH

My wife and I have $2.3 million but we pay $15,500 each year to our financial advisor.

MARKETWATCH

7 signs you need a financial adviser in 2024

MARKETWATCH

‘I lost over $200,000 through mismanagement.’ I had a nice retirement fund, but my adviser screwed up — and at 75, I have to go back to work. What do I do?

MARKETWATCH

‘I can’t afford to keep losing.’ I’m a 60-year-old Alabama widow. My $118,000 IRA has lost 7% since September. Do I need a pro to help?

MARKETWATCH

Our financial adviser sunk our $300,000 into a REIT 10 years ago — and we think he got a $25,000 fee. Now we don’t know if we’ll ever recoup our money

MARKETWATCH

I only get a yearly call from my adviser, and recently, after I requested $35K to purchase a Jaguar, he ‘just wasn’t as cordial anymore.’ What should I do?

MARKETWATCH

I have $47K in student debt and $1.2K in credit card debt, but will be making $73K a year soon. I don't know about money though, so what's my move?

MORNINGSTAR

Is $1 million enough to retire on? Maybe not, say 1 in 3 rich people. Here’s what to do to try to avoid outliving your savings now.

MARKETWATCH

Are we simply ‘not rich enough’? My husband and I want a financial adviser, but the well-regarded ones seem to only help people with ‘way more money.’ What’s our move?

MARKETWATCH

My husband got me into financial trouble after I applied for a green car. Who can help me now?

MARKETWATCH

I have to “beg and beg” my financial advisor when I want to withdraw money

MARKETWATCH

I’m 67 and I have been in a relationship for 33 years. Now that we are considering marriage, who can help us figure this out?

MARKETWATCH

This CD is offering 6.5% — and 5 more certificates of deposit with APYs of 6% or higher

MARKETWATCH

I’m 54 and can retire in 2 years with a $6,000-a-month pension and $800,000 in my 401(k). I want to move to Florida. Who can help?

MARKETWATCH

My cousin is about to retire at 55. Meanwhile, my last financial adviser told me to pay off my mortgage, which was ‘not good advice.’ How can I get on track?

MARKETWATCH

I’m 41, live in California and have a $2.5M net worth. I want to retire in a few years to Thailand. What should I do to make that happen? Should a pro help?

MARKETWATCH

After 3 divorces, I pretty much have nothing in the bank.’ I’m retired for medical reasons, but now taking ‘large hits’ on my money. Where do I turn for help?

MARKETWATCH

Plenty of CDs and savings accounts now pay 5% or higher. These 2 questions can help you pick which is right for you

MARKETWATCH

If I wasn’t afraid of finances, I would just retire

MARKETWATCH

‘I believe my brother is robbing me.’ But I can’t find the name of my adviser so I can ask questions. What do I do?

MARKETWATCH

I’m 57 and own a home, but have a low income. Who can help me secure my financial future?

MARKETWATCH

‘I can’t shake the feeling that this is a total conflict of interest.’ I’m paying multiple fees to my adviser — and he just uses models to decide how to invest. What do I do?

MARKETWATCH

I have an IRA with $800,000 in it. Is a 1% fee to my financial adviser ‘reasonable’ to pay

MSN

I’m 65 with no 401(k) and just $6,000 in savings. At this point, can a financial adviser even help me?

MARKETWATCH

‘Shark Tank’ star Kevin O’Leary says this is the ‘crap’ you should do without to save enough for retirement.

MARKETWATCH

I couldn’t sleep last night.’ I’m 58 with $620K in my 401(k) and a $1.7M house — but live in California. What’s my move? Should I hire a pro?

MARKETWATCH

With impressive APYs — sometimes up to 6% or 7% — CDs are tempting. But here’s when CDs just aren’t worth it.

MARKETWATCH

These brands do not belong to us and are used solely for educational and non-profit purposes.
All information provided through Advise Financial^® Insight, is for educational purposes only and does not constitute legal, tax, or investment advice, an offer to buy or sell a security or security product, or an endorsement of a third party or the options of such third party. Provided there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, people, or views outside of Advise Financial LLC. All examples are hypothetical and for educational purposes. Contact us for complete information based on your circumstances and for personalized advice on individual investments. The videos presented on the website are for educational purposes only and do not constitute investment advice or an offer to buy or sell any security or insurance products.

In this section, you will find articles in which our CEO, Alonso Rodríguez Segarra, CFP(R) Hourly Financial Planner, has been mentioned.